Design preview. Not a live service yet, so the quote form doesn't send anything.
Roofers aim to call you within the hour.
Find my roofer
Guides

Written contracts, disclosure and warrantiesWhat the law gives you on every roofing job.

Roofing work costing $30,000 or more, including GST, needs a written and dated contract, and the roofer must hand you the official disclosure information and checklist before you sign. You can ask for both on a smaller job too. Whatever the price, every residential building contract, written or spoken, carries warranties set by law that you can't sign away.

Updated 28 October 2026 · Written by the Find My Roofer team · How we check our facts

Where the $30,000 line sits

For residential building work, the Building Act sets a prescribed minimum price of $30,000 including GST. At or above that price, the contract must be in writing and dated.

A roofer who enters an unwritten contract at or above that price commits an infringement offence, with a fine of up to $2,000. Skipping the disclosure information or checklist carries the same maximum.

Below the line, a written contract isn't compulsory, but it's still the simplest way to avoid an argument. The official checklist even points out that the contractor may not be a builder at all. It covers any tradesperson doing building work for you directly, roofers included.

What a written contract of $30,000 or more must include

  • Both parties' names and contact details, and the site address
  • A description of the work and the materials
  • Who will do the work, and who will supervise it
  • Who gets the building consent, if one is needed
  • Start and completion dates
  • The price, or how it will be worked out
  • The payment schedule
  • How variations are agreed
  • How defects will be fixed, including a reference to the implied warranties
  • How disputes will be resolved
  • Your acknowledgement that you received the disclosure information and checklist

What's in the disclosure statement?

The disclosure statement tells you who you're really dealing with. It must show the contractor's full legal name and business type, a key contact person, and that person's LBP number if they have one.

It also lists every insurance policy for the work, with its amount of cover and exclusions, and any guarantees or warranties offered, with their period and limits.

The checklist that comes with it is general advice: ask for detailed quotes instead of estimates, compare like with like, and be careful about paying ahead of the work. Knowingly giving false or misleading disclosure information can bring a fine of up to $50,000 for an individual or $150,000 for a company.

If the contract leaves something out

If there's no written contract for work of $30,000 or more, the law deems a set of default clauses into the agreement. The same happens when a written contract misses required items such as who gets consents, how variations work, payment terms or how disputes are handled.

Under the defaults, the roofer gets all building consents before starting and gives you the code compliance certificate before the final payment claim. A change you ask for that affects the price or finish date has to be costed and timed in writing within 10 working days. Progress payments fall due 20 working days after a written demand. A dispute that isn't settled within 10 working days of written notice can go to mediation, with each side paying its own costs.

The warranties every roofing job comes with

Every residential building contract, written or spoken, includes warranties by law. The work must be done properly and competently, follow the plans, specifications and any building consent, use suitable materials that are new unless the contract says otherwise, comply with the law, be done with reasonable care and skill, and be finished by the agreed date or within a reasonable time.

If you told the roofer what the work is for, or the result you want, there's also a warranty that the work and products will be reasonably fit for that purpose.

These warranties apply even if the contract says something different. A clause that tries to stop you suing over them has no effect, except for a breach you knew about, or should reasonably have known about, when you signed. A later owner of the house can rely on them too.

They sit alongside the Consumer Guarantees Act, which requires services to be carried out with reasonable care and skill, and the Fair Trading Act. The Building Act's protections don't reduce your rights under either.

How does the 12-month defect period work?

You can give the roofer notice of a defect within 12 months of completion. They must fix it within a reasonable time of written notice, and the defect is presumed to be their responsibility unless they prove otherwise.

There are limits. A contractor isn't liable for a defect caused by something outside human control, by someone else's actions (including accidental damage), by failure to do normal maintenance, or by not getting repairs done as soon as practicable after the defect appeared. It's up to them to prove that cause.

The 12 months doesn't shorten your wider rights under the warranties. If a breach can be fixed and the roofer refuses or fails to fix it within a reasonable time, you can have someone else do it and recover the reasonable cost, or cancel the contract.

What you should get when the job is finished

As soon as practicable after finishing, the roofer must give you written completion information. It includes copies of their current insurance policies for the work, any guarantees or warranties on the materials or services (including whether they transfer and how to claim), and the maintenance needed to meet Building Code durability or keep a warranty valid.

Read the maintenance part closely. Metal roofing, for example, needs a small amount of ongoing maintenance to meet its durability requirements and keep its warranty. Skipping it can also hand the roofer a defence under the defect rules.

Failing to provide the completion information is an infringement offence, with a fine of up to $2,000.

How long do you have to act?

Under the Limitation Act 2010, a money claim is generally time-barred 6 years after the act or omission it's based on. If you only found out later, it's 3 years after you knew or should have known, with an outer limit of 15 years.

For building work, the Building Act adds a firm 10-year limit: no relief can be granted for a claim brought 10 years or more after the act or omission it's based on.

A change is coming but isn't law yet. The Building Amendment Bill, introduced on 29 June 2026, would require home warranties for consented residential work of $100,000 or more that includes restricted building work, if it's passed.

Before you sign a roofing contract

  1. Get the disclosure statement early

    Ask for it with the quote, so you can check the insurance and the LBP number before you've committed to anything.

  2. Match the contract to the quote

    The work and materials described should be the same as the quote you accepted, down to the profile, the underlay and the spouting (gutters).

  3. Check who gets the consent

    If a building consent is needed, the contract should name who's applying for it. Our consent guide helps you work out whether yours needs one.

  4. Look hard at the payment schedule

    Payments should follow progress. Consumer Protection advises a deposit of no more than 10%, if you pay one at all.

  5. Read the variations clause

    Changes should be agreed in writing before the work happens, with the price and time impact spelled out.

  6. Sign the acknowledgement last

    You'll be confirming you received the disclosure information and checklist, so make sure you've actually got them.

Contract terms that should worry you

  • A clause saying the implied warranties don't apply. It has no legal effect, but it tells you something about the business.
  • Vague descriptions such as 'roof repairs as required'
  • No insurance listed, or no disclosure statement at all on a job of $30,000 or more
  • A payment schedule that's mostly up front
  • A clause saying you won't use the Disputes Tribunal. You can use it even if you signed something saying you wouldn't.
  • Product warranties that depend on paperwork nobody explains, such as a form that must be signed and returned

Your paperwork, and theirs

You can

  • Read the contract and disclosure statement before signing
  • Ask for both on a smaller job, if you'd like the clarity
  • Keep copies of everything, texts and emails included
  • Do the maintenance the completion information lists
  • Give written notice of any defect within 12 months

Leave to a roofer

  • Providing the disclosure information and checklist before you sign
  • A written, dated contract for work of $30,000 or more
  • Completion information, with insurance copies and warranty details
  • Fixing defects you notify within a reasonable time

What we'd insist on

Even on a job under $30,000, we'd ask for the disclosure statement and a short written contract that matches the quote. When the job's done, we'd file the completion information and put the maintenance it asks for in the calendar. Most roofing arguments are about what was agreed, and paper settles that.

Want a roofer to take a look?

Tell us the job and your postcode. We match it with a Find My Roofer certified roofer who specialises in that kind of work, and they call you to quote. Your number goes to them alone.

Find my roofer
Questions

Straight answers.

My roofing contract is under $30,000. Am I still protected?
Yes. The implied warranties apply to every residential building contract, written or spoken, and the Consumer Guarantees Act still applies. You can also ask for the disclosure information and checklist at any price.
Can a roofer contract out of the warranties?
No. They apply even if the contract says otherwise, and a clause stopping you from suing over them has no effect, apart from breaches you knew about, or should have known about, when you signed.
Do the warranties pass to the next owner?
The implied warranties do: a later owner can take action for a breach even though they never signed the contract. Product warranties vary, which is why the completion information has to say whether they transfer.
Where do I go if the roofer won't fix a defect?
Put it to them in writing first. If that fails, the Disputes Tribunal handles claims up to $60,000 and its decisions are binding. Civil disputes between $60,001 and $350,000 usually go to the District Court.

Where this information comes from

Every fact and rule on this page comes from the sources above, checked on the dates shown. How we write and check these pages.

Find my roofer
Design preview. Not a live service yet, so the quote form doesn't send anything.